Thanks for the great music, Rayne!

…thought ya’ll might be interested in this:

Market for Fixer-Uppers Traps Low-Income Buyers
http://www.nytimes.com/2016/02/21/business/dealbook/market-for-fixer-uppers-traps-low-income-buyers.html

“[…]Dozens of these houses [many in them dwest and south, including Ohio, Michigan, Illinois, Florida, Georgia, Pennsylvania] were scooped up after the financial crisis by investors, who then make deals with low-income home buyers unable to get traditional mortgages. The arrangement is something like buying a home on an installment plan, with a high-interest, long-term loan called a contract for deed, or land contract.[…]

…includes some documents.

The term “Idiot Savant” has two definitions. In one the term is climical and refers to a fairly rare mental deficiency. In the other the term references an all too common internet phenomenon, one that appears to be virtually endemic in the fictional world created to serve what is called “Climate Science”. “Cimate Science” is a political “science”. in the realm of real science there is no such thing as climate science. This is because climate is a product, an end-result, a geologically and meteorologically produced phenomenon.

In the fictional world of “Climate Science” “Green House Gas” is carbon-dioxide. In reality, green-house gas, the gas ‘produced’ by a green-house, one filled with growing plants, is oxygen. There is no excess of carbon-dioxide in a green-house; plants convert the carbon of carbon-dioxide to plant fiber, releasing its oxygen.

Animal species use oxygen. Animal species produce carbon-dioxide. Planet Earth’s atmospheric ecology operates in balance when plant species release oxygen from carbon-dioxide and animal species use the released oxygen, releasing, in turn, carbon-dioxide. A solution to an over-abundance of oxygen is oxidizing events. Forest fires are oxidizing events. Forest fire oxidizing events occurred periodically before animal species developed, removing plant-choking oxygen from the atmosphere and returning a plant-usable carbon-dioxide heavy atmosphere. The periodic carbonizations of vegetation produced layers of carbon that became compacted into coal and enfolded as cataclysmic events occurred. Then animal species developed and a new form of balance occurred.

Human usages of energy stored in coal, in peat, in plant-fibres, in hydrocarbons and produced by decomposition gassings, all but the plant-fibres and current-gassings being of previously produced and stored ‘resource’ suppllies, have altered the balance between animal species conversions of oxygen to carbon-dioxide and plant conversions of carbon-dioxide to release oxygen, so that an imbalance for an over-abundance of carbon-dioxide has occurred, and is current.

The ONLY solution to an over-abundance of carbon-dioxide condition is conversion of the carbon-dioxide, to free the oxygen. Limiting, restricting, taxing, publicly (carbon-tax) or privately (carbon-credit exchange) or ‘criminalizing’ oxidations, or entrapping carbon-dioxide in pressure-storage, or blowing it away into outer-space, are not solutions. None will return the planetary atmosphere to balance. It is idiots who propose such “solutions”, and idiot-savants, brainless nitwits who can’t be bothered to think even a minute about the basics, who hee-haw such “solutions” around the internet, and elsewhere.

It is idiot-savants who noise worse-that-no-solutions as “solutions”. Such non-solutions as carbon-taxes and carbon-credit “free-market exchange” “solutions”, which are put forward by politicians and by investors, who are eager to capitalize on (even to create) a current hysteria to shift money to their possessions. That is all both of those “solutions” do in an energy-dependent human environment: You are not going to reduce need for energy where energy is a fundamental requirement, as in utility structures: People need heat and light, and so on, wherefore adding tax or ‘exchange’ costs to their utility-providers’ costs is going to be pased through and is only going to increase costs to consumers to enrich politicians (tax) or investors (credits). The “solution” is not going to do anything for the problem. Only encouraging more photosynthesis to actually convert excess carbon-dioxide will effect the imbalance that is the problem: Plant trees, plow up paving and plant the ground, encourage algae-blooms on waters.

Turning to ‘organic energy sources’, e.g., alcohol, often proselytized by idiot-savants, and enshrined in political stupidity by such “solutions” as ‘gasahol’, is worse than useless as a “solution”: Alcohol is produced by fermentation; fermentation is produced by animal species called yeasts. Yeasts produce carbon-dioxide as a byproduct, making the atmospheric imbalance worse. Worse than that, ‘fossil fuel’ is used to produce the plant materials fermented, both through fossil fuel being converted to fertilizers and use of internal combustion in tilling, harvesting and transporting, and in heating ‘mash’ to ‘wort’ and heating to distill the alcohol off. And making the “solution” still further from a solution, adding ten percent alcohol to gasoline, to make gasohol for vehicle-fuels, reduces the thermal efficiency of the gasoline by about nineteen percent, which causes about nineteen percent more of the product to be required for the same ‘work’ to be produced by the heat. This means that for being “socially responsible” and adding alcohol to gasoline twelve gallons, or litres, is used to do the work that, without social responsibility ten gallons, or litres, of more thermally efficient straight gasoline would be used. Ten percent alcohol means one gallon/litre of alcohol in each ten gallons/litres, which means, when twelve gallons/litres are used instead of ten, that for the “solution” one extra gallon/litre of gasoline is used, along with the one gallon/litre of the alcohol whose production required additional use of fossil fuel and produced additional carbon-dioxide in fermentation.

For those for whom this explanation is clear enough to be understood, welcome to the world of enlightenment, if you should elect to join it. For those who remain idiot-savants, “knowing” better than to believe what you imagine correct to believe, feel free to assign me to be a “right-wing”, a “climate-denier”, “working for an oil company”, or whatever.

Whatever, when you wait until you can see the edge of a cliff, and see there is nothing beyond the edge but a drop, before you put on the brakes to slow your bus, and then only put the brakes on about half, because there will never be an opportunity like this to sell life-insurance to the believers, you are not going to stop your bus from going over. There is not a magical solution to atmospheric imbalance alteration of Earth’s planetary habitat. There is only one solution to the carbon-dioxide oxygen imbalance, and to work that one you needed to start a long, long time ago, and be a lot smarter, and have a lot more self-control, and be a lot less trusting of grifters hawking grafts instead of solutions. If you want to do ‘something useful’, encourage photosynthesis. Plant stuff that is growing and green. Stop cutting growing green things down.